We build the systems money runs on.
Ledgers, wallets, payments, savings and lending for the GCC, South Asia and Africa. These markets run on their own rails and their own rules, and software built for somewhere else does not fit them. Designed and governed from the UAE, owned outright by you.

Bu Abdullah Investment Group, Dubai. An established Emirati business house behind every engagement, with reach across the GCC, South Asia and Africa.
Built for these markets, not adapted to them.
The next billion accounts, orders and transactions will open in the GCC, South Asia and Africa. We build for the way they actually work.
We integrate the rails your market runs on
Each market has its own switch, its own QR standard, its own instant-payment scheme, each with its own certification. We build to those from the start rather than adapting something designed around Visa and SEPA.
We architect for a rulebook that is still moving
Requirements shift mid-application and data usually cannot leave the country. Residency, audit trails and screening get settled on day one, because retrofitting them means re-certifying.
We design for a first account, not a fifth
Your customer can be completely fluent on WhatsApp and mobile money and still have never seen a statement, a KYC refresh or a chargeback. That changes onboarding, limits, error states and support, and it is the part most systems get wrong.
We load-test against your calendar
Payday, festival weeks, the last working day of the month. Traffic here arrives in spikes, and the day it buckles is the day it matters most.
We do not resell a template
Most of what is on offer is a white-label script or a Western core retrofitted to fit. Both are cheaper on day one and expensive at the audit.
What we build
Financial Infrastructure
The core systems behind neobanks, wallets, payment platforms, lenders and remittance businesses. Built to pass the audits your licence depends on, to hold up under peak load, and to be yours, code and all.
Digital Products
Apps, platforms, commerce and internal systems for businesses that need something shipped, not presented. The same discipline, applied to everything that is not a bank.
How it works
Three steps, fixed prices, nothing hidden. You can stop after any one of them.
Blueprint or Outline
A costed plan before anyone writes code. A Blueprint for regulated systems, an Outline for everything else, and you can stop there.
Build
The system itself, built to the plan from step one, on that scope and that price. You are using it long before it launches.
Run
We operate, secure and extend what we built, or what you already have. Or take a dedicated team monthly and point it wherever you need.
Handing a large build to a company you just met is a risk.
These five terms take most of that risk back off your side of the table. They hold on every engagement, they are in the contract, and you do not have to ask for them.
One accountable lead in Dubai, in your timezone, answers for all of it end to end. You are not routed between account managers, and you can meet him in person.
- 01Fixed priceAgreed before a single line is written. Overruns are our problem, not yours.
- 02A plan you ownStrategy, prototype, architecture and a costed build, yours whoever ends up building it.
- 03Working softwareA live demo every week, not a status report with a percentage in it.
- 04Code in your repoCommitted to repositories you control, from the first milestone onward.
- 05Full IP transferSource, documentation and design files, released in full on completion.
Three engagements, delivered from Dubai.
Across financial infrastructure, an internal platform for a 270-company group, and a consumer brand launched into five markets.
Brand system, commerce platform, packaging and launch for a Dubai label. Five markets, 40,000+ site visitors and 14% returning customers in its first year.
LiveLedger and payments builds are described rather than shown until they go live.See the work
Building something that has to hold up?
Tell us what it is. The first conversation is free, and you will have a number before the second one.
The first call and the scoping conversation are free.
A lead in your timezone, on your calendar, not a shared inbox.
Or write directly to info@7billion.ae.